PLAYER INSURANCE
Rugby Football League - Mandatory Insurance
There are currently two mandatory insurance policies in place covering Public Liability and Personal Accident.
Experience over many years has shown the only way to ensure all clubs have appropriate insurance protection is for cover to be arranged on a compulsory basis in this way.
Although permanently disabling injuries are thankfully rare in Rugby League the financial implications of such injuries can be very significant and it is recommended that players and clubs consider whether additional cover is appropriate for their own personal circumstances.
PUBLIC LIABILITY INSURANCE
Public Liability Limit of Indemnity £10,000,000 any one claim.
Products Liability Limit of Indemnity £10,000,000 any one period of insurance
The public liability policy provides protection for:
Clubs
Leagues
Players
Committee members
Coaches
Volunteers (including first aiders)
The Public Liability policy covers any Rugby League activity conducted by the club including sports and social activities directly connected with Rugby League and products supplied by the club. Cover also includes tenants’ liability if you do not own your ground.
PLAYER TO PLAYER COVER
Limit of indemnity is £10,000,000 in the aggregate for all claims under the policy in any one period of insurance. The RFL have once again included Player to Player Liability cover. This covers the liability of one player for injury caused to another player during the course of a match or whilst training.
It also insures the liability of coaches and match officials for player injuries arising during playing/training. The cover responds to the cost of any damages arising from a claim and also the often-substantial costs of a legal defence in the courts.
